FAYAZ GUL MAZLOUM YAR; AHMAD KHOSROW SHARIFI. Digital Financial Twins in Islamic Microfinance: Evidence from Conflict-Affected Rural Economies (2020–2025). Al-Fadilah: Islamic Economics Journal, [S. l.], v. 3, n. 2, p. 208–223, 2025. DOI: 10.61166/fadilah.v3i2.79. Disponível em: https://al-fadilah.my.id/index.php/i/article/view/79. Acesso em: 24 jun. 2026.